§ University Retirement Specialists can provide investment management services for TIAA-CREF and Fidelity Investments accounts, specifically for Optional Retirement Programs (ORP) and 403-B voluntary assets. URS is neither directly affiliated with any university nor compensated by any university vendor. This independence allows for objective and unbiased advice, which we believe is absolutely essential to financial management services with integrity.
§ Financial Planning for Individuals – Tax-wise college funding, retirement planning and options, tax-advantaged income, tax-deferred growth, major purchase scenarios, risk evaluation and liquidity needs.
§ Financial Planning for Businesses – Qualified retirement plans, employment transition services, tax-advantaged executive benefits, health savings accounts with health coverage, liquid business accounts, buy/sell agreements and funding, succession planning and business valuation.
§ Estate Planning – Estate valuations, gifting plans, charitable planning, tax strategies, considerations regarding wills, trusts and personal directives. We are not attorneys and do not draw legal documents, but the URS advisors have relationships with a number of CPAs and attorneys.
§ Investment Management – Specializing in asset management by objective, portfolios with optimum risk/reward characteristics based on clients’ needs, mutual funds, variable annuities, individual stocks, corporate and municipal bonds, real estate investments including 1031 exchanges and cost seggregation studies.