Hill's Personal Finance

CD's for the week of 10/16/06

Bank	Term	Coupon	Maturity
Morgan Stanley Bank, UT	3 month	4.90%	01/18/07
Morgan Stanley Bank, UT	6 month	5.10%	04/18/07
Morgan Stanley Bank, UT	9 month	5.10%	07/18/07
Net Bank, GA	1 year	5.10%	10/18/07
Net Bank, GA	18 month	5.00%	04/18/08
Net Bank, GA	2 year	5.00%	10/20/08
Net Bank, GA	3 year	5.05%	10/19/09
Mercantile Bank, FL	4 year	4.95%	10/18/10
Mercantile Bank, FL	5 year	4.95%	10/18/11
All CD's are FDIC insured up to $100,000 per account.
All CD's are subject to availability and can close at
any time.
Settlement date is 10/25/06

CD's for the week of 10/9/06

Bank	Term	Coupon	Maturity
Morgan Stanley Bank, UT	3 month	4.90%	01/18/07
Morgan Stanley Bank, UT	6 month	5.05%	04/18/07
Morgan Stanley Bank, UT	9 month	5.10%	07/18/07
Morgan Stanley Bank, UT	1 year	5.10%	10/18/07
Eastside Comm. Bank, GA	18 month	5.00%	04/18/08
Advanta Bank, UT	2 year	5.00%	10/20/08
CIT Bank, UT	3 year	4.95%	10/19/09
BCP Bank, NJ	4 year	4.90%	10/18/10
Capital One Bank, VA	5 year	4.95%	10/18/11
All CD's are FDIC insured up to $100,000 per account.
All CD's are subject to availability and can close at
any time.
Settlement date is 10/18/06

Money Market Rates as of 10/06/2006

	Daily	7 Day	30 day
Prime Cash	4.36%	4.35%	4.35%
Gornment	4.27%	4.26%	4.25%
Municipal	2.51%	2.51%	2.59%
Treasury	4.24%	4.22%	4.22%

CD's for the week of 10/2/06

Bank	Term	Coupon	Maturity
Morgan Stanley Bank, UT	3 month	4.90%	1/11/2007
Morgan Stanley Bank, UT	6 month	5.05%	4/11/2007
Morgan Stanley Bank, UT	9 month	5.05%	7/11/2007
Morgan Stanley Bank, UT	1 year	5.05%	10/11/2007
Greene County Bank, TN	18 month	5.00%	4/10/2008
Mainstreet Savings Bk, MI	2 year	5.00%	10/14/2008
Republic Bank, MI	3 year	4.95%	10/6/2009
BCP Bank, NJ	4 year	4.90%	10/18/2010
Baytree NB & TR, IL	5 year	5.00%	10/11/2011
All CD's are FDIC insured up to $100,000 per account.
All CD's are subject to availability and can close at
any time.
Settlement date is 10/11/06

Money Market Rates as of 9/26/06

	Daily	7 Day	30 day
Prime Cash	4.36%	4.35%	4.35%
Gornment	4.26%	4.26%	4.25%
Municipal	2.62%	2.51%	2.59%
Treasury	4.21%	4.22%	4.22%

CD's for the week of 9/25/06

Bank	Term	Coupon	Maturity
Discover Bank, DE	3 month	4.80%	1/4/2007
Capital One, VA	6 month	5.00%	4/4/2007
MidFirst Bank, OK	9 month	5.00%	7/5/2007
Capital Crossing, MA	1 year	5.00%	10/4/2007
North Pointe Bank, MI	18 month	5.05%	4/4/2008
HometownComm Bank, GA	2 year	5.05%	10/6/2008
Baytree NB & TR, IL	3 year	5.10%	10/5/2009
Baytree NB & TR, IL	4 year	5.10%	10/5/2010
Baytree NB & TR, IL	5 year	5.10%	10/5/2011
All CD's are FDIC insured up to $100,000 per account.
All CD's are subject to availability and can close at
any time.
Settlement date is 10/04/06

Capital Advisers Monthly Newsletter

This month, our curmudgeon manager explains what he does and why he does it better than his competitors (and he does). Click below to download his pithy, tongue in cheek newsletter.

Download september_2006.pdf

PIMCO's Outlook for Bonds, interest Rates, and the Economy

PIMCO is one of the worlds largest bond fund managers and their outlook has a big effect on investment strategy world wide, They recently had their semiannual Cyclical Economic Forum in which the U.S. Housing Market, Federal Reserve policy, and the world economy were discussed. This Q&A session with Paul McCaully of PIMCO gives some insight into their upcoming investment strategy.

Money Market Rates as of 9/19/06

	Daily	7 Day	30 day
Prime Cash	4.35%	4.36%	4.35%
Gornment	4.26%	4.26%	4.24%
Municipal	2.62%	2.49%	2.59%
Treasury	4.24%	4.22%	4.22%

CD's for the week of 9/18/06

Bank	Term	Coupon	Maturity
Integra Bank, IN	3 month	4.90%	12/29/2006
Advanta Bank Corp., UT	6 month	5.05%	3/27/2007
Sterling Bank, TX	9 month	5.10%	6/27/2007
First National Bank, CO	1 year	5.15%	9/27/2007
Parkway B & T., IL	18 month	5.10%	3/31/2008
First Source Bank, IN	2 year	5.05%	9/29/2008
Capital Crossing, MA	3 year	5.05%	9/2/2009
Washington Mutual, NV	4 year	5.05%	9/27/2010
Capital One, VA	5 year	5.05%	9/27/2011
All CD's are FDIC insured up to $100,000 per account.
All CD's are subject to availability and can close at any time.
Settlement date is 9/25/06