Hill's Personal Finance

CD's for the week of 1/29/07

Bank	Term	Coupon	Maturity
Morgan Stanley Bank, UT	3 month	4.95%	05/07/07
New York Community Bank, NY	6 month	5.10%	08/07/07
Morgan Stanley Bank, UT	9 month	5.20%	11/07/07
Gwinnett Banking Co., GA	1 year	5.20%	02/08/08
Discover Bank, DE	18 month	5.25%	08/07/08
CIT Bank, UT	2 year	5.20%	02/02/09
CIT Bank, UT	3 year	5.15%	02/08/10
CIT Bank, UT	4 year	5.15%	02/07/11
Discover Bank, DE	5 year	5.15%	02/07/12
All CD's are FDIC insured up to $100,000 per account.
All CD's are subject to availability and can close at
any time.
Settlement date is 2/07/07

Money Market Rates as of 1/29/2007

	Daily	7 Day	30 day
Prime Cash	4.34%	4.35%	4.36%
Gornment	4.25%	4.26%	4.28%
Municipal	2.67%	2.67%	2.71%
Treasury	4.21%	4.22%	4.18%

Market Watch 1/29/07

Market statistics for the week ending 1/26/07 from Bob Carey at First Trust Portfolios LP.

Download MarketCommentary-89.pdf

Monday Market Outlook 1/29/07

Brian Wesbury from First Trust Portfolios, LP give some insight on our Goldilocks economy.

Download economicresearch-248.pdf

Best and Worst Indices for Week ending 01/26/07

The best performing indices for the week ending January 26th, 2007 were:

• Dow Jones CBN China Financial Services Index (15.85%)
• Dow Jones CBN Basic Materials Index (14.57%)
• Dow Jones CBN  Personal & Household Goods Index ( 11.21%)

The worst performing indices:

• Bank of New York Venezuela ADR Index (-8.96%)
• Dow Jones Venezuela Stock Index (-8.85%)
• Dow Jones US Airline Index (-8.67%)

Indices in a buying position:

• Russell MidCap Value Index
• Dow Jones Asia/Pacific Gas Index
• Dow Jones World ex. Asia Utilities Index

IRC 1033?

What is IRC 1033 and how is it different from IRC 1031's? At Blog1031.com, Stephan A. Wayner, Esq.of Bayview Financial describes IRC section 1033 and how it differs from the section 1031.

Mortgages Internationally

Lew Sichelman in the Los Angeles Times looks at how home mortgages work around the globe. It is unique to see how the developed world is treats home mortages differently.

Hats off to Paul Kedrosky's Infectious Greed for this post.

More Non Tax Reasons to do a 1031 Exchange

Stephan Wayner of Bayview Financial offers more non-tax 1031 strategies.

CD's for the week of 1/22/07

Bank	Term	Coupon	Maturity
CIT Bank, UT	3 month	4.90%	04/30/07
Washington Mutual, NV	6 month	5.05%	07/26/07
Discover Bank, DE	9 month	5.20%	10/31/07
Discover Bank, DE	1 year	5.25%	01/31/08
Discover Bank, DE	18 month	5.25%	07/31/08
Discover Bank, DE	2 year	5.20%	02/02/09
Discover Bank, DE	3 year	5.15%	02/01/10
Discover Bank, DE	4 year	5.10%	01/31/11
Discover Bank, DE	5 year	5.10%	01/31/12
All CD's are FDIC insured up to $100,000 per account.
All CD's are subject to availability and can close at
any time.
Settlement date is 1/31/07

Monday Market Outlook 1/22/07

This week's market outlook from Brian Wesbury at First Trust Portfolios LP

Download ice_cold_water_at_davos.pdf